Savings
Whatever you are saving for, our interest-bearing savings accounts will help you get there.
- Free ATM card: The Hills Bank ATM card is fast and convenient. With your ATM card, you can check your account balance, transfer funds, withdraw cash, and more – 24 hours a day at SHAZAM® and Cirrus® terminals worldwide.
- Hills Bank Online: Free online banking that includes apps from the Apple App Store or Google Play
- Free statement alerts and notices: paper statement or e-statement
Free Savings
For anyone who would like to save money, without fuss.
Learn MoreFree Savings
For anyone who would like to save money, without fuss.
Features:
- No minimum to open
- Earn variable interest rates
- Free ATM transactions (The owner of a non-Hills Bank ATM may surcharge, but that's their fee, not ours)
- Six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online™, telephone, check, draft, debit card, or similar order to third parties
Gold Savings
Earn interest on your balance of $10,000 or more.
Learn MoreGold Savings
Earn interest on your balance of $10,000 or more.
Features:
- $10,000 minimum to open
- No service fee
- If daily balance falls below $10,000 no interest is earned for that day
- Earn variable interest rates
- Six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online™, telephone, check, draft, debit card, or similar order to third parties
Penny Savers Savings
Designed for kids 11 years of age and younger.
Learn MorePenny Savers Savings
Designed for kids 11 years of age and younger.
Features:
- No minimum to open
- No service fee
- Earn variable interest rates
- Semi-annual newsletter
- Birthday card from Penny Bear
- At age 12, the account converts to a GO! Savings
- Six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online™, telephone, check, draft, debit card, or similar order to third parties
Go! Savings
For former Penny Savers, or any kid 12 – 17 years of age.
Learn MoreGo! Savings
For former Penny Savers, or any kid 12 – 17 years of age.
Features:
- No minimum to open
- No service fee
- Earn variable interest rates
- Semi-annual newsletter
- At age 18, the account converts to Free Savings
- Parent or legal guardian required to be an owner of account if primary account holder is under 18 years of age
- Six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online™, telephone, check, draft, debit card, or similar order to third parties
UI Employee Advantage Savings
A special savings option to go with your UI Employee Advantage Checking Account.
Learn MoreUI Employee Advantage Savings
A special savings option to go with your UI Employee Advantage Checking Account.
Features:
- No minimum balance to open
- No service fee
- Free ATM transactions (The owner of a non-Hills Bank ATM may surcharge, but that's their fee, not ours)
- Earns variable interest
- 0.25% consumer loan discount – one time use; not valid for home equity products
- Limit of one UI Employee Advantage account type per individual. If direct deposit from the University of Iowa is discontinued, the account converts to Regular Savings.
- Six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online™, telephone, check, draft, debit card, or similar order to third parties
First Time Home Buyer Savings
The first-time homebuyer savings account program allows individuals to make tax-deductible contributions toward qualified home purchases in Iowa.
Learn More
