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Personal Loans


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Financing Solutions for Life's Important Moments

From home improvements and education costs to debt consolidation, vehicle purchases, and unexpected expenses, Hills Bank offers personal lending solutions tailored to your goals.

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Personal Loan Options

Unsecured Personal Loans

Borrow funds for planned expenses or unexpected needs without using collateral.

Auto Loans

Our lenders can help you understand your financing options, whether you’ve chosen a vehicle or are still shopping.

Certificate of Deposit (CD) – Secured Loans

Use eligible certificates of deposit as collateral while potentially accessing lower borrowing costs. 

Personal Line of Credit

Access funds when you need them and borrow only what you use.

Student Loan Resources

Through Hills Bank’s partnership with ISL Education Lending, customers can explore private student loan solutions to help fund higher education expenses.

Why Choose Hills Bank for Personal Lending?

Competitive Rates
Competitive loan rates and terms to help you borrow with confidence.
Local Decision-Making
Applications are reviewed locally, helping provide fast responses and personalized service. 
Flexible Loan Options
Choose from a variety of financing solutions designed for different needs and budgets. 
No Prepayment Penalties
Pay off your loan faster without worrying about additional fees.
Convenient Payments
Set up automatic payments to simplify managing your loan.

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Looking for Home Equity Financing?

Hills Bank offers flexible borrowing solutions that allow you to access the equity you’ve built in your home for renovations, debit consolidation, major purchases, education expenses, and more.

Learn About Home Equity Financing Solutions

Explore Your Loan Financing or Refinancing Options

What You'll Need to Apply

To help streamline your application, please have:

• Government-issued identification
• Social Security number
• Recent pay stub or proof of income
• Employment history
• Residential history