Rooted in Agriculture, Committed to Your Success
Agriculture is more than a business, it's a way of life. At Hills Bank, we understand the opportunities and challenges that come with farming because we've been helping Iowa farmers and agricultural businesses succeed for generations.
Whether you're purchasing land, upgrading equipment, expanding operations, or managing seasonal expenses, our experienced agricultural lenders will work with you to find financing solutions tailored to your operation and long-term goals. Hills Bank offers local decision-making, competitive rates, quick approvals, and personalized service from bankers who understand agriculture.
Benefits of Agricultural Financing
- Competitive rates and flexible terms
- Local lending decisions
- Dedicated agricultural banking professionals
- Quick approval process
- No application fees
- Personalized lending solutions designed around your operation's goals
Why Choose Hills Bank for Agricultural Lending?
- Local Agricultural Expertise
Work with lenders who understand the unique needs of Iowa farmers and rural businesses. Our team takes the time to learn about your operation and recommend financing solutions that fit your goals. - Fast, Local Decisions
As a community bank, loan decisions are made locally, helping you access financing quickly when opportunities arise. - Competitive Financing Solutions
From farm purchases to operating expenses, we offer lending options designed to support your business today and into the future. - Relationship-Based Banking
Your success is our success. We build long-term relationships with agricultural customers and provide personalized support at every stage of your operation.
What You’ll Need to Apply
A thoughtful financing conversation starts with understanding your business and your goals.
Depending on your financing needs, information may include:
- Financial statements - Financial Statement Template
- Tax returns
- Business plans
- Cash flow projections
- Organizational documents
- Purchase agreements
- Personal financial statements
Our business banking team will guide you through the process and help identify the information needed for your specific request. Additional help can be acquired through the Small Business Development Center (SBDC).
Ag Loan Programs
Hills Bank works with partners such as Farm Service Agency (FSA) and Iowa Finance Authority (IFA) to help find the best loan for your situation.
Farm Ownership Loans
Financing for purchasing agricultural land or farm operations.
Farm Equipment Loans
Funding for tractors and other agricultural equipment.
Agricultural Operating Loans
Working capital solutions for farm operations.
Let’s Discuss Your Next Step
Ready to discuss your goals?
Our agricultural lending team is here to help you find the right financing solution for your farm, operation, or agricultural business.
Call 1-800-445-5725 to get started