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Certificate of Deposit (CD)


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CDs Designed Around Your Financial Goals

Grow your savings confidently with competitive rates and flexible short- and long-term CD options designed to fit your financial goals.

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Why Choose a Hills Bank CD?

  • Competitive Rates
    Earn a guaranteed return with fixed rates that help your savings grow over time.
  • Flexible Terms
    Choose from a variety of short- and long-term CD options, including IRA CDs and College Saver CDs, designed to help you reach your savings goals on your timeline.
  • Relationship Pricing
    Customers who use Hills Bank as their primary checking account may qualify for enhanced CD pricing.
  • FDIC Insured
    Your deposits are FDIC-insured up to applicable limits, providing added peace of mind. 
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Looking for More Ways to Save?

A CD isn't the only way to grow your money. Explore our Savings Accounts and Money Market Accounts for flexible access to your funds while earning competitive interest.

Savings Accounts and Money Market Accounts offer a secure way to save, with deposits insured by the FDIC up to applicable limits.

Plan Beyond Your CD With Wealth Management Services

CDs can be a great way to grow your savings today, but long-term financial success often requires a broader strategy. Our Wealth Management team can help you create a personalized plan for retirement, investing, and growing your wealth.

Investment products are not insured by the FDIC, are not deposits, and may lose value.

Open Your CD Today

Whether you ‘re saving for a future purchase, building an emergency fund, or looking for a low-risk investment option, our banking team can help you select the CD term that best fits your needs.