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Specialty Lending


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Industry Expertise. Customized Financing. Local Decisions

No two industries are alike, and neither are their financing needs. At Hills Bank, our Business Banking team understands the unique opportunities, challenges, and growth strategies that drive businesses. With industry-specific expertise, flexible financing solutions, and local decision-making, we help businesses secure the capital they need to invest, expand, and thrive.

Let's build a financing strategy that works for your business.

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Small Business Administration (SBA)

Every business opportunity is different. That's why Hills Bank offers a variety of SBA lending options to align financing with your specific needs. Whether you're opening your first location, expanding operations, purchasing equipment, or acquiring an established business, our team can help identify the right solution for your situation.

Additional considerations for maturity are subject to SBA program guidelines and loan qualifications.

banker meeting with business owner

Specialty Programs

Access to unique financing solutions designed to support business growth, expansion, and long-term success.

Linked Investment for Tomorrow (LIFT)
(LIFT) program helps Iowa-owned small businesses access lower-cost financing. A portion of funds reserved for businesses owned by women, minorities, veterans, and people with disabilities.

professional business

Professional Practice Lending

Hills Bank highlights specialized financing and banking solutions for professional businesses, including:

Healthcare and Medical Practices

Medical/Dental Resident Loans

Dental Practices

Other Professional Service Firms 
That require customized financing and cash management solutions. 

meeting with farmer in field

Agricultural Lending

Hills Bank works for partners such as Farm Service Agency (FSA) and Iowa Finance Authority (IFA) to help find the best loan for your situation. 

Farm Ownership Loans
Financing for purchasing agricultural land or farm operations. 

Farm Equipment Loans
Funding for tractors and other agricultural equipment. 

Agricultural Operating Loans
Working capital solutions for farm operations.

Bankers talking with business owners

Why Businesses Choose Hills Bank?

  • Financing for Unique Needs 
    Access specialized lending solutions designed for specific business purchases, projects, and opportunities. 
  • Local Decisions, Local Expertise 
    Work with lenders who understand your business and can provide timely decisions close to home. 
  • Flexible Loan Structures 
    Financing options are tailored to fit your business objectives, cash flow, and long-term plans. 
  • Experienced Team 
    Receive guidance from bankers who can help identify the right financing solution for your situation.

Connect with a Business Banker

Ready to discuss your goals?

Our Business Banking team is here to help you find the right financing solution for your business.

Call 1-800-445-5725 to get started

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