The Right Account for the Way You Do Business
Every business operates differently. That's why Hills Bank offers a variety of business checking solutions designed to support organizations of every size, from startups and non-profits to established businesses with more complex Commercial banking needs.
Whether you're looking for a simple everyday account, an interest-bearing option, specialized non-profit banking, or tools to manage higher transaction volumes, we'll help you find the right fit.
Ready to open an account?
Smart Business Banking Starts Here
Business Checking
Built for businesses with low to moderate account activity, this account provides simple, straightforward banking for everyday operations.
Business Interest Checking
For businesses that maintain higher collected balances and want the opportunity to earn interest on operating funds.
Non-Profit Checking
A free business checking solution created specifically for non-profit organizations, with features designed to support your mission and day-to-day banking needs.
Commercial Checking
Designed for businesses with higher transaction volumes, larger balances, and more complex banking requirements. Earnings credit helps offset services fees incurred.
To open a Business Checking Account, speak to a Treasury Management Representative or call us at 1-800-445-5725 (1-800-HILLSBK).
Why Choose Hills Bank Business Checking?
- Local decision-making
- Flexible account options
- Dedicated business banking support
- Convenient cash management tools
- Relationship-focused service
Compare Checking Account Benefits
| Business Checking | Business Interest Checking | Commercial Checking | Non-Profit Checking | |
|---|---|---|---|---|
| Best For: | Everyday business banking. | Customers seeking a checking account with interest earnings. | Customers with high monthly transaction volume (250+). | Customers registered as non-profit organizations. |
| Minimum Balance1 | $250 | $2,500 | $0 | $0 |
| Interest Rate | - | Variable2 | Earnings credit used to offset monthly fees3 | Variable |
| Monthly Fee | No maintenance fee with eStatement. If average daily collected balance is less than $250 | No maintenance fee with eStatement. If average daily collected balance is less than $2,500 | $10 Included in account analysis, plus tax
| - |
| Monthly Transaction Fee | 0 - 250 transactions = Free | 0 - 250 transactions = Free | $0.15/debit item | - |
| Free Online Banking | Yes | Yes | Yes | Yes |
Free Debit Card | Yes | Yes | Yes | Yes |
1 Waived if enrolled in eStatements.
2 Average daily collected balance must be greater than $2,500 to earn interest.
3 Earnings credit calculated from average collected balance, less 10% reserve.
Not Sure Which Account is Right for Your Business?
Choosing the right checking account depends on your organization's transaction volume, balance levels, growth plans, and banking needs.
Our Treasury Management Team can help you compare options and identify the solution that best supports your business today and into the future.
Our Team Can Help You Evaluate:
- Monthly transaction activity
- Account balance levels
- Interest-earning opportunities
- Treasury management needs
- Fraud protection solutions
- Cash management strategies
- FDIC insurance considerations
Find the Right Account
Whether you're opening your first business account, evaluating your current banking relationship, or managing larger cash balances, we're ready to help.
Call 1.800.445.5725
Maximize your Cash with Insured Cash Sweep (ICS)
For businesses managing larger operating reserves, ICS can provide additional protection, flexibility, and peace of mind.
Contact Us
Disclosures
Interest rates may change after account is open. Fees could reduce earnings. APY is based on monthly compounding. ChexSystems reports may be pulled for new customers.