Build Smart Money Habits for Life
From a first savings account to a teen checking account, Hills Bank provides financial tools and accounts to help children develop lifelong money management skills.
Banking That Grows with Your Child
Penny Savers
Designed for kids 11 and younger, helping young savers learn the value of setting money aside while earning interest on their deposits.
Go! Checking
Designed for youth 17 and younger, building confidence in young account holders by teaching everyday money management and financial responsibility.
Go! Savings
Designed for youth ages 12-17, helping teens build strong saving habits while earning interest on their deposits.
Connect with a Banker to Open a Youth Account Today
Why Families Choose Hills Bank
• Accounts for every age – tailored to development money management skills appropriate for their stage of life.
• Local support – families receive personalized guidance from bankers who are invested in their financial success.
• Digital visibility – monitor account activity, track balances, and stay connected to your child’s finances through secure online and mobile banking.
• Community involvement – participate in fun, educational experiences that encourage saving, learning, and involvement during in-bank and bank-hosted community events
Tools for Their Next Big Step
College Saver CD
Start saving for the future – earn a fixed, competitive rate of return to start building your child’s college fund.
Learn more about College Saver CD options.
Student Checking
Hills Bank offers student-friendly checking accounts to fit your college needs and make managing money stress-free.
University of Iowa Student Checking
Designed specifically for University of Iowa Students, offering a simple and convenient bank account with access to nearby branch locations and ATMs across campus.
How to Open a Kids or Teen Account
Opening a youth account at Hills Bank is simple and gives your child a great start toward building lifelong financial skills – and our bankers are here to help guide you through the process.
- Choose the Right Account
Gather Required Information
To open an account, a parent or guardian should bring:
• A valid photo ID
• Social Security numbers for the adult and child
• Date of birth for the child
• Funds for the initial deposit (if applicable)- Visit a Hills Bank Location
- Start Savings for the Future
Open a Youth Account Today
Open a youth account today to enjoy simple banking, digital visibility, and local support for your child.