Financing Built Around Your Goals
Every business has a vision for what's next.
Whether you're launching a new venture, purchasing equipment, acquiring a business, expanding operations, or investing in commercial real estate, access to the right financing can help turn opportunity into growth.
Business Financing Solutions
No two businesses are alike. That's why we offer a variety of loan solutions designed to support organizations at every stage of growth.
At Hills Bank, our business banking team takes a relationship-focused approach to lending, combining local decision-making with customized financing solutions designed around your business goals.
Local expertise. Fast decisions. Financing built for growth.
Explore Financing
Business Loans
Whether you're purchasing a business, expanding operations, investing in equipment, or funding a strategic initiative, our business lending solutions are designed to help you move forward with confidence.
Common financing uses include:
- Business acquisitions
- Expansion projects
- Equipment purchases
- Facility improvements
- Working capital needs
- Growth initiatives
Business Lines of Credit
Business needs can change quickly. A line of credit provides flexible access to funds when opportunities, or unexpected expenses arise.
A line of credit can help you:
- Purchase inventory
- Manage seasonal fluctuations
- Finance business growth
- Support cash flow needs
- Address unexpected expenses
Commercial Real Estate & Construction Lending
Whether you're developing, expanding, purchasing, or renovating, our lending team can help structure financing solutions that align with your project goals.
Financing solutions include:
- Commercial Real Estate
- Commercial Construction
- Real Estate Development
- Owner-Occupied Properties
- Multi-Family Projects
- Investment Properties
Agriculture Lending
Agriculture has long been a part of the communities we serve.
From land purchases and equipment financing to operating expenses and growth opportunities, our agricultural lenders understand the unique challenges and opportunities facing today's producers and ag businesses.
Business Credit Card
Simplify expense management and support your day-to-day operations with Hills Bank Business Credit Cards. Choose from our Commercial, Fleet, or Purchasing Card solutions to meet the unique needs of your business.
Why Businesses Choose Hills Bank Business Loans?
- Local Lending Decisions
Receive timely decisions from bankers who understand the local business environment. - Relationship-Based Approach
Work with experienced bankers who take the time to understand your business, goals, and financing needs. - Flexible Financing Solutions
Access financing options for working capital, equipment purchases, real estate, expansion projects, and more. - Industry Experience
Benefit from the expertise of lenders who work with businesses across a variety of industries, including agriculture, healthcare, manufacturing, professional services, and retail.
What You’ll Need to Apply
A thoughtful financing conversation starts with understanding your business and your goals.
Depending on your financing needs, information may include:
- Financial statements - Financial Statement Template
- Tax returns
- Business plans
- Cash flow projections
- Organizational documents
- Purchase agreements
- Personal financial statements
Our business banking team will guide you through the process and help identify the information needed for your specific request. Additional help can be acquired through the Small Business Development Center (SBDC).
Industries We Support
Our business bankers work with organizations across a variety of industries and understand that every business has unique financial needs.
- Small Business
- Professional Services
- Commercial & Industrial Businesses
- Construction & Development
- Agriculture & Agribusiness
- Nonprofit
Let's Discuss Your Business Goals
Whether you're planning for growth, purchasing real estate, funding equipment, or exploring new opportunities, our lenders are ready to help.
Let's start the conversation. Call 1-800-445-5725.