Savings Solutions for What's Next
Every successful business needs more than an operating account. Whether you're building reserves, planning for future investments, managing seasonal cash flow, or setting aside funds for new opportunities, a business savings account can help your organization stay prepared for what's ahead.
At Hills Bank, we offer business savings solutions designed to help you put excess funds to work while maintaining convenient access to your money.
Flexible savings. Local support. Built for your business.
Business Savings Accounts
Business Savings
A straightforward savings solution designed for businesses looking to build reserves while maintaining easy access to funds. This account offers a simple way to establish and grow your business savings without service fees.
Ideal for:
- Small businesses
- Startups
- Nonprofit organizations
- Businesses building emergency reserves
- Organizations with general savings needs
Business Gold Savings
Designed for businesses that maintain higher balances and want to earn more from their savings relationship. Available for customers with balances of $10,000 or more.
Ideal for:
- Established businesses
- Organizations maintaining larger reserves
- Businesses seeking enhanced earnings opportunities
- Organizations planning for future growth or investments
Business Money Market Accounts
Business Money Market
Earn tiered interest while maintaining convenient access to funds, making it a smart option for businesses managing everyday cash reserves.
Business Gold Premier Money Market
Designed for businesses with higher balances, this account offers premium-tiered interest rates to help maximize earnings on excess funds.
Business Purpose Money Market
A relationship-based money market account that rewards larger deposits with our highest money market rates, helping businesses make the most of surplus cash.
Why Businesses Choose Hills Bank Business Savings?
- Competitive savings solutions
- Flexible account options
- Convenient access to funds
- Support for future growth
- Comprehensive business banking solutions
Compare Business Savings Benefits
| Business Savings | Business Money Market | Business Purpose Money Market | |
|---|---|---|---|
| Best For | Everyday savings | Everyday savings | Customers seeking higher interest earnings. |
| Minimum Balance | $0 | $1,0001 | $25,0002 |
| Interest Rate | Variable | Variable3 | Tiered interest rates with up to 3.45% APY4 |
| Monthly Fee | - | No maintenance fee with eStatement. If average daily collected balance is less than $1,000 | - |
| Free Online Banking | Yes | Yes | Yes |
1 Waived if enrolled in eStatements.
2 Must have $25,000 new money and/or an active checking account with recurring deposits and/or debit card activity. Matured Hills Bank Certificates of Deposit can be deposited into this account and will qualify as new money.
3 Daily balance must be greater than $1,000 to earn interest each day.
4 Daily balance must be greater than $25,000 to earn interest each day.
Explore Your Options
Whether you're building reserves, planning for future opportunities, or strengthening your organization's financial position, we're ready to help.