Investment products are not insured by the FDIC, are not deposits, and may lose value.
From “Do I Have Enough?” to “What Do I Want to Leave Behind?”
Providing for family. Supporting the causes you care about. Passing on a family farm or a business you've built. Legacy planning turns your intentions into a plan that carries your wishes across generations.
Legacy Is More Than Money
A legacy includes the wealth you pass on – but it’s also the values you instill, the opportunities you create, and the impact you leave in your community. Our team helps you think through all of it: how much to leave, to whom, when, and in what form – and just as importantly, how to prepare the next generation to receive it well.
How the Pieces Fit Together
Legacy planning draws on every part of what we do. Depending on your goals, your plan may include:
Estate Planning
Wills, powers of attorney, beneficiary designations, and titling that put your wishes in writing
Trust Accounts
Structures that protect beneficiaries, avoid probate, and carry your intentions forward with an experienced corporate trustee
Charitable Giving
Tax-smart strategies like donor advised funds and qualified charitable distributions (QCDs) that extend your impact
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Guidance Across Generations
Many of the families we serve have been with Hills Bank for two, three, even four generations. That’s no coincidence. Our team approach means the people who helped you build your plan are often still here to help your children and grandchildren carry it forward.
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Disclosure
Tax strategies and concepts discussed are provided for general informational purposes only and are not intended as tax advice. Consult your CPA or tax advisor before implementing any tax-related strategy.