Expanded Deposit Protection. One Trusted Relationship.
As your business grows, so can your deposit balances.
Managing larger cash reserves often creates a new challenge: how to keep funds secure, maintain liquidity, and maximize FDIC insurance coverage without the burden of managing relationships with multiple financial institutions.
Hills Bank can help businesses access expanded FDIC insurance coverage on large deposits while maintaining the convenience of working with a single trusted banking partner.
More protection. Greater confidence. One banking relationship.
What Is IntraFi?
IntraFi is a network that enables businesses to access FDIC insurance coverage beyond standard limits by distributing deposits among participating FDIC-insured financial institutions.
Instead of opening and managing accounts at multiple banks, businesses can work directly with Hills Bank while benefiting from expanded deposit protection across the IntraFi network.
The result is a simpler and more efficient way to manage large cash balances.
Types of Businesses That Use IntraFi Services
IntraFi solutions may be a good fit for organizations that regularly maintain deposit balances above standard FDIC insurance limits.
Growing Businesses
Organizations preparing for expansion, acquisitions, equipment purchases, or future investments.
Commercial Clients
Businesses maintaining significant operating reserves, working capital, or transaction balances.
Nonprofit Organizations
Organizations managing grants, endowments, capital campaigns, or reserve funds.
Property Owners & Developers
Businesses holding project funds or reserves while planning for future opportunities.
Seasonal Businesses
Organizations that experience periodic cash accumulation throughout the year.
Large Depositors
Entities seeking additional security and flexibility for substantial cash holdings.
Let's Talk About Your Deposit Strategy
If your business maintains balances above traditional FDIC insurance limits, IntraFi solutions may help provide additional protection without adding complexity. Our Business Banking Team can help you evaluate your current cash management approach and determine whether IntraFi is the right fit for your organization.