High Interest Checking

High Interest Checking

High Interest Checking

High Interest Checking by Hills Bank is the account that works for you...

start earning up to 2.50% APY!

                              See below for the full terms and conditions | APY = Annual Percentage Yield

2.50% APY on balances up to $10,000^ Currency icon
Deposit $1000 or more into your Hills Bank High Interest Checking Account each month* Deposit Icon
Make at least 25 debits or withdrawals, not including transfers* Transactions Icon
No minimum deposit to open Mobile Deposit Icon
Free online & mobile banking** Phone Icon
Enroll for free eStatements with Online Banking Apply
Free banking services with the HERE app by Hills Bank Banking Chat Icon
$10 monthly service fee is refunded if all qualifications are met* Hands Icon

Open your High Interest Checking Account:

At any Hills Bank Location

With your HERE Digital Banker

Anytime Online/Mobile

  • Important Disclosures and Current Rates

    High Interest Checking

    Balance (Qualifications Met)* Annual Percentage Yield (APY) Interest Rate
    $0 - $10,000 2.50% 2.47%
    $10,000.01 & Over 0.05% 0.05%
    Balance (Qualifications NOT Met)* Annual Percentage Yield (APY) Interest Rate
    $0 & Over 0.05% 0.05%

    No minimum deposit to open

    If you meet the qualifications, effective 9-1-20 you can earn 2.50% APY on balances up to $10,000 for that statement cycle, AND

    • The $10 monthly basic service fee (plus tax) will be refunded for that statement cycle.
    • Earn 0.05% APY (effective 9-1-20) on funds exceeding $10,000​

    *Qualifications per monthly statement cycle:

    • Deposit(s) totaling $1,000 or more, and 25 debits or withdrawals,which include debit card and ACH transactions, ATM withdrawals, automatic bill or loan payments. Transfers do not count.
    • If qualifications are met, the $10 monthly basic service fee (plus tax) will be refunded for that statement cycle.

    ^APY = Annual Percentage Yield. The variable rate terms may change after the account is opened. Fees may reduce earnings. Personal accounts only.

    **Standard carrier rates may apply check with your carrier to verify charges.

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