Mortgage Rates

Competitive Rates. Unmatched Service.

Mortgage Rates

Competitive Rates. Unmatched Service.

All Rates Effective July 30, 2021 at 10:00 a.m.

Rates are subject to change during the day without notice.

Due to rate volatility, please contact a mortgage lender for an accurate rate quote for your mortgage.

  • PURCHASE TRANSACTIONS - FIXED RATE MORTGAGE LOANS (SECONDARY MARKET)

    30 Year Fixed Rate Loan 30 Day Lock

    Loan Amount Points Interest Rate Annual Percentage Rate (APR) Number of Monthly Payments Payment per $1,000 Borrowed
    $300,000 0.000 2.500% 2.517% 360 $3.95
    $200,000 0.000 2.500% 2.526% 360 $3.95
    $100,000 0.000 2.625% 2.678% 360 $4.02

     

    15 Year Fixed Rate Loan 30 Day Lock

    Loan Amount Points Interest Rate Annual Percentage Rate (APR) Number of Monthly Payments Payment per $1,000 Borrowed
    $300,000 0.000 1.750% 1.782% 180 $6.32
    $200,000 0.000 1.875% 1.923% 180 $6.38
    $100,000 0.000

    2.125%

    2.220% 180 $6.49

     

    • Monthly payments do not include amounts for taxes and insurance (if applicable), and actual payments will be greater.
    • Rates assume owner-occupied dwelling.
    • Rates are subject to qualifying credit and may change.
    • Rates are based on 740 credit score and 75% loan to value (LTV).
    • For other loan amounts, terms, and rates contact a Mortgage Lender at any location.
    • Hills Bank is not responsible for typographical errors or omissions.
  • REFINANCE TRANSACTIONS - FIXED RATE MORTGAGE LOANS (SECONDARY MARKET)

    30 Year Fixed Rate Loan 60 Day Lock

    Loan Amount Points Interest Rate Annual Percentage Rate (APR) Number of Monthly Payments Payment per $1,000 Borrowed
    $300,000 0.000 2.750% 2.768% 360 $4.08
    $200,000 0.000 2.750%

    2.781%

    360 $4.08
    $100,000 0.000 3.000% 3.054% 360 $4.22

    15 Year Fixed Rate Loan 60 Day Lock

    Loan Amount Points Interest Rate Annual Percentage Rate (APR) Number of Monthly Payments Payment per $1,000 Borrowed
    $300,000 0.000 2.125% 2.157% 180 $6.49
    $200,000 0.000 2.125% 2.173% 180 $6.49
    $100,000 0.000 2.500% 2.598% 180 $6.67
    • Rates assume Rate/Term Refinance.
    • Monthly payments do not include amounts for taxes and insurance (if applicable), and actual payments will be greater.
    • Rates assume owner-occupied dwelling.
    • Rates are subject to qualifying credit and may change.
    • Rates are based on 740 credit score and 75% loan to value (LTV).
    • For other loan amounts, terms, and rates contact a Mortgage Lender at any location.
    • Hills Bank is not responsible for typographical errors or omissions.

Please contact a Mortgage Lender for the most up-to-date rates including:

  • In House ARM loans with up to 100% financing
  • Veterans Affairs (VA)
  • Federal Housing Administration (FHA)
  • USDA Rural Development Loan Assistance

Hills Bank offers free pre-approvals with no application fee. Apply online with any mortgage lender or schedule an appointment online to find out what you can be approved for!