Credit Cards

Hills Bank and Trust Company proudly offers Visa® Platinum Cards with all the benefits you deserve including personalized service and fast, local decision making. Learn more about the Visa®Platinum Credit Card and Visa® Platinum Rewards Credit Card below. 

To apply online complete an application for the Visa® Platinum Credit Card or Visa® Platinum Rewards Credit Card or call a Personal Banker toll free at 1-800-445-5725  (1-800-HILLSBK).

Visa® Platinum Credit Card

Enjoy a Visa® Platinum Card with a low introductory rate.

Features:

  • No annual fee.
  • Introductory rate of 3.9% APR (Annual Percentage Rate) for the first seven billing cycles. After that your APR will be 5.50% to 12.50%, based on your credit worthiness. This APR will vary with the market based on the Prime Rate.
  • 25-day grace period.
  • $0.50 minimum finance charge.
  • Automatic payment plan from any checking or savings account.

View the Visa® Platinum credit card agreement and fill out an application today.

Rates subject to change after card is opened.

Visa® Platinum Rewards Credit Card

Earn rewards with each credit card purchase.

Features:

  • $15 annual fee.
  • APR will vary between 10.50% to 13.50%, based on your credit worthiness. This APR will vary with the market based on the Prime Rate.
  • 25 day grace period.
  • $0.50 minimum finance charge.
  • Automatic payment from a Hills Bank checking or savings account.
  • Redeem points for travel and merchandise at www.ScoreCardRewards.com

View the Visa® Platinum Rewards credit card agreement and fill out an application today.

 

 

VISA PLATINUM

VISA PLATINUM REWARDS

Advantages

Low introductory rate.

Earn reward points for travel and merchandise and redeem online at ScoreCardRewards.com.

Making payments

Cash Advance

Yes

Yes

Annual Fee

No (see agreement and terms)

Yes (see agreement and terms)

If I need to increase my credit limit do I need to re-apply?

Yes

Yes

 


Make your Hills Bank credit card Picture Perfect.

Customize your Hills Bank credit card by designing it with a photo of your family, friends, pets, or pick from one from our Picture Perfect Gallery. Simply select which type of card you have and click the "Get Started" button to customize your card at HillsBankPicturePerfect.com.

To report your Hills Bank credit card lost or stolen, contact us immediately. For assistance with a lost or stolen credit card after bank hours, call 1-800-423-7503 or visit www.MyCardStatement.com.