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Employee Advantage

Offer your employees the banking benefits they deserve and increase the employment value of your company.

Benefits to Your Business

  • Costs nothing to your business
  • Enhances your employee benefits package
  • Enrolls more employees in payroll direct deposit, saving you time and money

Benefits to Your Employees

  • Local Ownership. We provide local decision making with empowered employees who are excited about building relationships.
  • Flexible Banking. Convenient locations and hours make banking easy for you. Access your accounts 24 hours a day with Push Button Banker or Hills Bank OnlineTM .
  • Diverse Solutions. As a full-service financial provider, we offer a variety of business and personal deposit and loan products.


Employee Advantage Free Checking Account

  • No minimum balance
  • No monthly basic fee
  • Interest earned each day the collected balance is $1,000 or greater
  • No annual fee debit card with Classroom Cash®
  • Unlimited free ATM transactions (a fee may be imposed by a non-Hills Bank ATM owner)
  • Free Hills Bank Online
  • Free PowerPayTM
  • Free check safekeeping or eStatement
  • Free box of personalized checks
  • To qualify for this account, you must have direct deposit of your payroll into your checking account

Discounted Loan Rates

  • When your application for a personal loan or auto loan is approved, you will receive a discounted rate.^ 

Employee Advantage Savings Account

  • By opening an Employee Advantage Checking Account, you automatically qualify for an Employee Advantage Savings Account. This account earns interest and has no minimum balance requirement.*
  • Set up overdraft protection and automatically transfer funds from your savings account to your checking account in the event of an overdraft ($5 per automatic transfer).

Employee Advantage Money Market

  • The Employee Advantage Money Market account allows you to earn a higher interest rate than the Employee Advantage Savings Account. The interest rate is variable and paid on balances over $1,000.*

Hills Bank reserves the right to deny bank services to anyone if their financial history does not meet the standards applied to all Hills Bank customers. Offers subject to change without notice.  Loans, credit cards and other credit services are all subject to credit approval. Applicants must be employed by a participating Employee Advantage affiliated company.

Your Employee Advantage Checking, Employee Advantage Savings and Employee Advantage Money Market accounts will be converted to Free Checking, Regular Savings and Regular Money Market accounts when you are no longer employed by a business participating in the Employee Advantage program.

*Limit of six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online, telephone, check, draft, debit card, or similar order to third parties.
^Limit one discount per customer. Must present at time of application. See your Hills Bank Personal Banker for more details.


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