Hills Bank Online

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Application Center

Please select the account application that you are
interested in.

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Life Stages
for wherever you are in life

Lifestages of Wealth
Click on the Life Stages tab above and choose the stage you are in, then find information
and products specially designed with you in mind.

Savings & Money Market

Hills Bank and Trust Company helps make saving money simple with these accounts. Find out more about the accounts we offer, then feel free to apply online. Or, if you prefer, stop by any of our convenient Hills Bank locations to open your account.

Account Type Minimum to Open Monthly Service

Money Market

None $0 if minimum daily balance is over $1,000 or more
Gold Premier Money Market
$15,000 None
Gold Savings
$10,000 None
Regular Savings
None $0 if balance is maintained
Savers Club
None None
GO! Savings
None None
Penny Savers Savings
None None
Coverdell Education Savings Account (CESA)
$100 None
Electronic Transfer Account (ETA)


$3 basic monthly fee

Insured Cash Sweep (ICS)
When accounts at
Hills Bank exceed
FDIC insurance limits.



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