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Life Stages
for wherever you are in life

Lifestages of Wealth
Click on the Life Stages tab above and choose the stage you are in, then find information
and products specially designed with you in mind.

Switch to Hills Bank!

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Consider Hills for a hassle-free switch today with our easy switch kit!

Personal Checking Accounts to Fit Your Lifestyle



Employee Advantage

As an employee of a participating company, you can take advantage of discounted financial services from Hills Bank. If you are not sure if your company participates, contact any Hills Bank location to find out.

If you are a University of Iowa employee, learn about the UI Employee Advantage that's designed just for you.


  • Local Ownership. We provide local decision making with empowered employees who are excited about building relationships.
  • Flexible Banking. Convenient locations and hours make banking easy for you. Access your accounts 24 hours a day with Push Button Banker or Hills Bank OnlineTM.
  • Diverse Solutions. As a full-service financial provider, we offer a variety of business and personal deposit and loan products.

Apply Today!

  • Call us at
  • Stop by any location!

Need to know what to bring when you open an account? View our account opening checklist.


Employee Advantage Free Checking Account


Employee Advantage Savings Account

  • By opening an Employee Advantage Checking Account, you automatically qualify for an Employee Advantage Savings Account. This account earns interest and has no minimum balance requirement.**
  • Set up overdraft protection and automatically transfer funds from your savings account to your checking account in the event of an overdraft ($5 per automatic transfer).

Employee Advantage Money Market

  • The Employee Advantage Money Market account allows you to earn a higher interest rate than the Employee Advantage Savings Account. The interest rate is variable and paid on balances over $1,000.**

Discounted Loan Rates

  • When your application for a Personal Loan or Auto Loan is approved, you will receive a discounted rate.^


Hills Bank® reserves the right to deny bank services to anyone if their financial history does not meet the standards applied to all Hills Bank customers. Offers subject to change without notice. Loans, credit cards and other credit services are all subject to credit approval. 

Your Employee Advantage Checking, Employee Advantage Savings and Employee Advantage Money Market accounts will be converted to a Free Checking, Regular Savings and Money Market Account when you are no longer employed by a business participating in Employee Advantage.

Acount Limit Restriction: Limit of 1 Employee Advantage account type per individual. 

+Although Hills Bank provides mobile banking without charge, message and data rates may apply. Message frequency depends on account settings. Check with your mobile service provider for details on specific fees and charges. Account transaction limits and fees apply. View for full terms and conditions or privacy policy, without charge. Text "HELP" to 55658 for help. Unsubscribe from mobile banking any time by texting "STOP" to 55658 to cancel. Remember, never text and drive!

**Limit of six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online, telephone, check, draft, debit card, or similar order to third parties.

^Limit one discount per customer. Must present at time of application. See your Hills Bank Personal Banker for more details.


Consider Hills for a
hassle-free switch!

Hills Bank UI Employee Advantage





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