Hills Bank Online

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Application Center

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Life Stages
for wherever you are in life

Lifestages of Wealth
Click on the Life Stages tab above and choose the stage you are in, then find information
and products specially designed with you in mind.

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Personal Checking Accounts to Fit Your Lifestyle

Hills Bank offers a variety of checking accounts for every lifestyle. Review the accounts below and when you find one that meets your needs, you can apply for the account online. If you would rather open your account in person, feel free to visit any of our convenient Hills Bank locations to speak to a Customer Service Representative.

Account Type Minimum Balance Monthly Service Charge # Checks per Month Interest

Free Checking

None None Unlimited No

GO! Checking

None None Unlimited No

Welcome Checking


$100 $0 if balance is maintained Unlimited No

Homeowners’ Checking

No minimum balance if home loan payment is automatically deducted; or
No minimum balance with a Hills Bank secondary market home loan
$0 if requirements are maintained Unlimited No

Health Savings Account

None $2.00 monthly fee No checks are available with this account, however there is unlimited debit card use. Yes

Gold Checking

$1,000 minimum daily balance or combined relationship daily deposit balance of $5,000 $0 if balance is maintained Unlimited Yes

UI Student Checking

None None Unlimited No

Employee Advantage

None None Unlimited Yes

Educators’ Package

None None Unlimited Yes


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