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Consider Hills for a hassle-free switch today with our easy switch kit!

Life Stages
for wherever you are in life

Lifestages of Wealth
Click on the Life Stages tab above and choose the stage you are in, then find information
and products specially designed with you in mind.

Certificates of Deposit & IRAs


Apply Today!

Apply online. It’s safe, simple, and secure!

You can also apply by:
  • Calling us at 1-800-HILLSBK
  • Stopping by any location!

Need to know what to bring when you open an account? View our account opening checklist.

Consider Hills for a
hassle-free switch!


Certificates of Deposit (CDs)

We offer competitive rates and a variety of short and long-term Certificates of Deposit (CDs) to choose from. For your convenience, apply online or at any of our locations.


Individual Retirement Accounts (IRAs)

You want your hard-earned investments to be safe, secure, and there for you when you need them. Hills Bank® offers an experienced and dedicated staff with a history of making sound financial decisions. There has never been a better time to invest your funds locally with a Hills Bank Certificate of Deposit Individual Retirement Account (IRA).

Whether you're looking for an IRA or rolling over your current IRA to Hills Bank, the IRA Department is skilled in helping you open your new IRA. To speak to an IRA specialist, feel free to contact us or visit any Hills Bank location—we’ll be glad to answer your questions.


Certificate of Deposit Account Registry Service® (CDARS)

CDARS allows you full FDIC insurance on multi-million-dollar deposits through one single bank. CDARS is a convenient solution for many depositors, including:

Visit any Hills Bank location to learn more or to enroll in CDARS.



College$aver CD

Saving for college is easier than ever with the Hills Bank College$aver Certificate of Deposit.

The College$aver CDTM offers the convenience of a savings account and the earning power of a certificate of deposit. It can be opened for your child or grandchild with a term of two or four years for only $100. As an added benefit, you can make additional deposits as often as you like with as little as $25.

A College$aver CD carries your scholar’s name and social security number and is automatically renewable until age 21.

Saving is even easier with an automatic transfer from your account. Every month Hills Bank will transfer a predetermined amount directly into your College$aver CD from your checking account.

View rates and open your College$aver CD at any Hills Bank location.

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