Merchant Processing

Hills Bank partners with FIS to provide a comprehensive suite of products and services with customized credit, debit, check, and gift card processing solutions that are uniquely tailored for the specific business needs of your financial institution. With Hills Bank and FIS behind you, you gain innovative processing solutions and in-depth knowledge to help you minimize costs and create efficiencies in your merchant business – all from a partner you can trust.


Terminal card processing is best used for in-person transactions. Terminals are available with an application option to calculate tips or the small ticket capture function. Wireless terminals, identical to the standard terminal but completely wireless, are also available.  


Online merchant process is an internet-based payment option that allows you to process credit card transactions in a secure online environment from anywhere. It includes the possibility of a shopping cart, Application Program Interface (API), recurring payments and batch upload. Mobile merchant processing is available via mobile phone with internet access and you can accept payments anywhere.


Merchant processing by phone is a card processing option that allows you to authorize and electronically process credit card transactions using a touch-tone phone. Calls can be made from anywhere to process the transactions. Phone processing requires no additional equipment to rent or buy. Phone processing is best used for businesses with low volume or those that need mobile processing, and is great for processing credit cards from multiple locations like deliveries, tradeshows or home-based businesses.

For more information please speak to a Treasury Management Representative at 1-800-445-5725 (1-800-HILLSBK).