Loan Options

Designed For Your Needs

Loan Options

Designed For Your Needs

Loan Options

Hills Bank offers a variety of home loan solutions designed to help buyers purchase or build their dream homes with affordable rates, transparent terms, and proactive customer service.

Our team will help you find the perfect mortgage by taking the time to listen and learn about your financial situation and future goals. We will clearly explain your loan options and provide open communication about the status of your loan from application through closing.

All of our home loans feature:

  • Low rates and closing costs
  • Free and fast pre-approvals
  • No application fees
  • Ability to apply online 24/7, over the phone, or in-person with the mortgage professional of your choice
  • A dedicated lender, processor, and loan closer working for you to ensure a smooth and efficient loan process

 

100% Financing Loans – No Down Payment
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Fixed-Rate Mortgages – Predictable Payments
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Adjustable Rate Mortgages (ARM) – Flexible Down Payment and Underwriting
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Medical/Dental Resident Loans – For Local Healthcare Professionals
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Construction and Lot Loans – Build Your Dream Home
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Jumbo Loans – High Loan Amounts
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USDA Loans – 100% Financing in Rural Communities
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Federal Housing Administration (FHA)
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Veterans Affairs (VA) – Available to Veterans and Service Members
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Iowa Finance Authority (IFA) – Affordable Housing for Iowans
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Are you ready to get pre-approved?

Apply online, stop by one of our locations, schedule an appointment online, or call any of our mortgage lenders to get started!