Solutions for the Financial Stages of Your Life
If thereís one thing we can be sure of in life, itís change ó and change that will undoubtedly affect your financial status. Over time, our lives evolve through different stages with varying levels of monetary demand and often with unexpected twists and turns that can derail the best of financial intentions. Alternatively, events may occur that enhance our financial position, and these need to be handled with knowledge and care to make the most of our long-term worth.
Hills Bank understands that special financial considerations need to be addressed throughout each stage of life. Wherever you are on lifeís journey ó preparing for college, starting a career, raising a family or planning for retirement ó we have the experience, personnel and products to guide you toward the attainment of your financial dreams and goals.
To take advantage of our specific products and programs, click below on the stage thatís right for you, and see how we can help you strengthen your financial position.
The "real world" is full of real choices. These are the years to help you get ready.
You are acquiring assets and enjoying your freedom, but you also need to establish good saving and borrowing habits.
As two become one, many couples opt to combine their finances. You may also need to manage debt and establish great saving habits as you begin your life together.
This is the single largest purchase that you've likely ever made. You're ready to make your house a home, while saving for surprise expenses that are part of home ownership.
Nothing changes priorities faster than a baby. You need to spend to fill the nursery and save for your baby's future. When losing sleep, it shouldn't be over finances.
With fewer mouths to feed, many empty nesters enjoy extra disposable income. It's also a good time to review your retirement plan and your finances with these products.
You can't help but feel like your "baby" is having a baby. You'd like to help secure their future by helping your children and spoiling your grandchildren.
For years you thought this was the finish line, now you realize it's just the beginning of a whole new phase. Enjoy the time when you say, "We made it."
Owning a Business
What some consider a gamble, you consider an obvious next step. You need fact-based recommendations and a good understanding of your options.
For help determining the best practices and products for sound and productive money management during
your particular life stage, please contact us at any†Hills Bank location or email us at firstname.lastname@example.org.