Just for Kids
Whether you have a young saver who is still getting a grasp on money, or an older child with additional banking needs, we have the right accounts to help them – and their finances – grow.
Penny Savers Savings
Savers 11 years old and younger can learn about interest – by earning it!
Learn MorePenny Savers Savings
Savers 11 years old and younger can learn about interest – by earning it!
Features:
- No minimum balance to open
- No quarterly service fee
- Earn variable interest rates
- Semi-annual newsletter
- Birthday card from Penny Bear
- Six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank OnlineTM, telephone, check, draft, debit card, or similar order to third parties
- At age 12, the account converts to a GO! Savings
Go! Checking
A free checking account for kids 17 and younger, including an introductory pack of checks.
Learn MoreGo! Checking
A free checking account for kids 17 and younger, including an introductory pack of checks
Features:
- No minimum balance to open
- No monthly service fee
- Unlimited free ATM transactions (The owner of a non-Hills Bank ATM may surcharge, but that's their fee, not ours)
- 20 free checks upon account opening
- Semi-annual newsletter
- At age 18, the account converts to Free Checking
- Parent or legal guardian required to be an owner of account if primary account holder is under 18 years of age
Go! Savings
An interest-bearing savings account for youth 12 – 17 years old.
Learn MoreGo! Savings
An interest-bearing savings account for youth 12 – 17 years old
Features:
- No minimum balance to open
- No quarterly service fee
- Earn variable interest rates
- Semi-annual newsletter
- Six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank OnlineTM, telephone, check, draft, debit card, or similar order to third parties.
- At age 18, the account converts to Free Savings
- Parent or legal guardian required to be an owner of account if primary account holder is under 18 years of age
CollegeSaver CD
Saving for college is easier than ever with the Hills Bank CollegeSaver certificate of deposit (CD).
Learn MoreCollegeSaver CD
The CollegeSaver CDTM offers the convenience of a savings account and the earning power of a certificate of deposit. It can be opened for your child or grandchild with a term of two or four years for only $100. You can make additional deposits into the CD as often as you like, with as little as $25.
A CollegeSaver CD carries your scholar’s name and social security number and is automatically renewable until age 21.
View rates and open your CollegeSaver CD at any Hills Bank location, call 1-800-445-5725 (1-800-HILLSBK), or connect with a digital banker through our chat bubble on hillsbank.com or online banking.
Lemon Boss
We are looking for kids 5-12 who are looking to start their own business!
Learn MoreLemon Boss
At Hills Bank, we support local businesses of all shapes and sizes. That’s why from June 1st to July 31st, we will be helping kids 5-12 years old start their own business by becoming a Lemon Boss!
This is a great opportunity to teach kids about finances, customer service, and business, all while spending quality time together.
Coverdale Education Savings Account
Start your child’s college fund today with a CESA certificate of deposit.
Learn MoreCoverdell Education Savings Account (CESA)
Start your child’s college fund today with a CESA certificate of deposit! A CESA allows you to save for higher education, and withdrawals and tax free when used for qualifying education expenses. Consult your tax advisor for specific tax savings information.
- $100 minimum to open
- Fixed rate certificate of deposit – several options available
- Additions of $25 or more permitted
For more information about Coverdell Education Savings Accounts, visit any Hills Bank location , call 1-800-445-5725 (1-800-HILLSBK), or connect with a digital banker through our chat bubble on hillsbank.com or online banking.
Financial education that focuses on achieving financial literacy. Connection is here.
Learn More
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