How do I deposit checks from my phone?

How do I deposit checks from my phone?

Depositing checks from your smartphone is easy and secure. Download the Hills Bank mobile banking app on the App Store or Google Play to get started.

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Enrollment

When you log in to Hills Bank Online via your app, click "Menu" followed by "Deposit A Check." You will see options titled Deposit A Check and Enrollment Deposit. You must click Enrollment Deposit in order to deposit your first check. Simply follow the prompts and agree to the mobile deposit terms and conditions.

Depositing A Check

You may see the "Deposit A Check" option among the icons that appear when you first log into Hills Bank Online on your smartphone. If you don't, simply click "Menu" followed by "Deposit A Check."

When you are ready to deposit your check, endorse your check as you normally would. In the To Account list, tap the account you want to deposit the check into. In the Amount field, tap to enter the amount of the check and tap Set.

Step 1 of remote check deposit

At this point, you’re ready to take a picture of your check for mobile deposit. There are guides on the screen that will help you align the check for the image. Tap Capture Image to use your device to take a picture of the front and back of the check, then tap Deposit.

Deposit a Check Front View

Front view of remote check deposit

 

Deposit a Check Back View

Remote check deposit back view

 

If you find the image of the check is blurry, you can tap Retake Front or Retake Back to take a new picture. Here are some helpful tips:

  • Place the check flat on a plain dark background
  • Ensure nothing is obstructing the MICR line of your check (the group of three numbers, which are the check number, account number, and bank routing number)

When you’re happy with the image, tap Close and the check will appear in the submitted list in the Deposit Check History list.

 Credit for mobile check deposits is not immediate. Funds will be credited to your account no later than the next business day. 

View Past Mobile Deposits

You can view a history of your mobile check deposits by hitting the "More" button on the top right of your screen in the Hills Bank mobile app. If you're logged into Hills Bank Online through an internet browser, you can see a history of your mobile check deposits on the right side of the home dashboard. 

Did you know that we also offer text banking? Learn more about all the convenient mobile banking features Hills Bank has to offer.