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Helping Local Businesses Thrive Through Better Payment Processing

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For many small businesses, accepting card payments can be a source of frustration – high fees, unreliable systems, and complex setups can get in the way of delivering great service.

 At Hills Bank, we believe that payment processing should empower your business, not hold it back.


 

The Challenge: Streamlining Payment Processing

Front Porch Framing & Finds, a local business known for its craftsmanship and community focus, was facing a common hurdle: their existing payment system was costly and inconsistent, making it harder to serve customers efficiently. That’s when Emma Clemen, Treasury Management Relationship Manager at Hills Bank, stepped in to help.

The Solution: A Smarter, Simpler Way to Accept Payments

Working closely with Front Porch Framing & Finds, Emma recommended a tailored merchant processing solution through Hills Bank’s partnership with Worldpay. The goal? To reduce costs, improve reliability, and make every transaction seamless for both the business and its customers.

Here’s What Front Porch Framing & Finds Received:

  • A reliable terminal for fast, secure transactions
  • A customized processing plan to lower fees
  • Enrollment in the Fee Assist Program, further reducing expenses
  • The transition was quick – the business signed on June 11th and was up and running by June 13th.

The Impact: Lower Costs, Happier Customers

Since switching to Hills Bank Merchant Processing, Front Porch Framing & Finds has seen:

  • Reduced processing fees
  • Fewer technical issues
  • Faster, smoother checkouts for customers

These improvements have helped the business to focus on what matters most – delivering exceptional service and growing the business.

Why It Matters

When your payment system works for you, not against you, you can:

  • Serve customers more efficiently
  • Keep more of your hard-earned revenue
  • Stay agile in a competitive market
  • Partner with Hills Bank to power your business forward

Whether you're a local shop or a growing enterprise, Hills Bank offers:

  • Tailored payment solutions
  • Transparent pricing with Fee Assist
  • Local support from people who understand your business

Let us help you turn payment processing into a competitive advantage!

Ready to Streamline Your Payment Processing?

Contact Hills Bank Treasury Management to discover how we can help your business thrive in today’s changing payments environment.

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