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Hills Bank and Trust Company Successful Business Newsletter.  Member FDIC.
Volume 6, Issue 4: July - August 2011     

In This Issue

Hills Bank mobile banking. As easy as texting b to 55658. Access your accounts via text message or mobile web. Sign up at today!

10 Second Tip

Family Savings Jar

Start a family savings jar to which everyone contributes spare change. When the jar is full, spend it on something you don't do very often that everyone can enjoy, like bowling or a trip to the movies.

Hills Happenings

Holiday Schedule

The bank will be closed on the following holiday:

  • Labor Day - Monday, September 5th

Even though we will be closed, you can still do your banking at over 70 Hills Bank ATMs in the Corridor, Hills Bank Online, mobile banking, or through Push Button Banker.

See all the 2011Hills Bank holidays.

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Plan to Stay in Business

In 2008, Hills Bank learned firsthand the importance of our business continuity plan. With multiple locations in the line of potential flooding, we remained open in some capacity for our local communities' banking needs. Many lessons were learned during those intense days of flooding, and we have incorporated those lessons into our current business continuity plan.

Would your business remain open if an emergency or disaster struck? Would your employees know how to react? You should plan in advance to manage emergency situations. Assess the situation, use common sense, and use the available resources to take care of yourself, your co-workers, and your business's recovery.

Smaller businesses may be challenged without the expertise to write a business continuity plan. That is why Hills Bank is providing a complimentary lunch and learn focused on keeping you in business during emergency situations. Topics include:

  • Why Have a Plan?
  • Business Continuity Planning Basics
  • Free Resources

The lunch and learn will be held at the Hills Bank location at 1401 South Gilbert St in Iowa City on Tuesday, September 6, 2011. Email Carrie Ebel at to RSVP for this free training provided by Hills Bank and the Safeguard Iowa Partnership.

Source: Modified from

Live Local

Through Your Small Business


Hills Bank is proud to help sustain our local economy by living local. We encourage businesses to support Live Local to keep our communities vibrant. It’s especially important for business owners to be small business activists. Read the local papers and keep informed of local news. If you come across something that affects your neighbors or community, get involved by offering your help in the form of a place to meet, donating products and services, or displaying literature.

Small businesses have the opportunity to truly know their customers, employees, and communities which they serve. Many times small businesses can do what larger businesses and corporations are unable to do without permission from headquarters.

Below are some ways in which your business can live local and improve our communities.

  • Donate time, money, products, or services to local non-profits
  • Volunteer, sponsor a fundraiser, or participate in raising awareness for a cause your business is passionate about or has a logical connection with
  • Post jobs locally and through current employees first
  • Support a parade, festival, or other event
  • Use a local cleaning service to clean your business
  • Purchase office supplies from a local supply company

How does your business live local? Share it by emailing You might see your idea on To view more ways in which your small business can live local, visit

Ask the Expert

Q. My small business doesn't need an outside accountant, but I can’t justify hiring an additional person to do our books. Are there any simple options for me?

A. QuickBooks is an excellent solution that many small businesses use to manage their income and expenditures. It can cut checks, figure payroll, and even create a copy of your yearly records to give to your accountant during tax season.

You can directly download transactions from Hills Bank Online into QuickBooks. This eliminates the need to input every transaction yourself. You must have QuickBooks 2005 or newer to download transactions.

Not familiar with QuickBooks? Are you a current user but have questions? Hills Bank along with Latta, Harris, Hannon & Penningroth, LLP offer free training for both beginners and advanced users. You may attend multiple sessions.

QuickBooks Seminars at Hills Bank, 1009 2nd St, Coralville
Complimentary lunch at 11:30 am. Seminar from 12:00 - 1:30 pm. RSVP to Carrie Ebel at
319-358-2272 or

  • QuickBooks Basic - Tuesday, September 20
  • QuickBooks Advanced - Thursday, September 22

QuickBooks Seminars at Hills Bank, 3905 Blairs Ferry Rd NE, Cedar Rapids
Complimentary lunch at 11:30 am. Seminar from 12:00 - 1:30 pm. RSVP to Elaine Blythe at
319-866-7022 or

  • QuickBooks Basic - Tuesday, September 27
  • QuickBooks Advanced - Thursday, September 29

Contact a Commercial Deposits Representative at 319-679-5500 for the Iowa City area, 319-654-8100 for the Cedar Rapids area, or toll free at 1-800-445-5725 for an instant streaming QuickBooks guide or if you have any questions about how QuickBooks can help you save time and money.

Have a question? Submit it to to have it featured in an upcoming issue.

© Copyright 2011 Hills Bank and Trust Company. Member FDIC.
Equal Housing Lender