Are you ready to buy a home, but not sure if you can afford a down payment? You could be eligible for down payment & closing cost assistance via the programs below.
These programs have special eligibility requirements. If you meet them, you can receive a loan, grant, or other financial assistance to help you purchase a home.
City of Cedar Rapids
The First Time Home Buyer program provides down payment and closing cost assistance to eligible first-time homebuyers, forgivable after 5 years.
Learn MoreIowa Finance Authority
Provides either down payment/closing costs assistance as well as additional loans to eligible first-time homebuyers.
Learn MoreJourney to Homeownership
The J2H program from the Neighborhood Finance Corporation provides down payment assistance (via a deferred loan) to African American homebuyers in Polk and Linn Counties.
Learn MoreVeterans
The Military Homeownership Assistance Program from the Iowa Finance Authority (IFA) provides a grant to service members and veterans for down payments and closing costs on qualifying homes, and may be used in conjunction with other IFA programs.
Learn MoreHabitat for Humanity
Linn & Benton Counties
Serves area families via affordable homeownership opportunities and owner-occupied repairs
Learn MoreHabitat for Humanity
Johnson, Cedar & Washington Counties
Serves area families via affordable homeownership opportunities and owner-occupied repairs
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