Direct Merchant

Remote Deposits Made Simple

Direct Merchant

Remote Deposits Made Simple

Make deposits without leaving the office with our Direct Merchant program. Using a check scanner, your business checks are sent electronically to Hills Bank for processing. Funds will be credited to your account on the same day if processed by 6 p.m. CST.

Benefits of Hills Bank Direct Merchant:

Consolidate multiple banking relationships to Hills Bank

  • Concentration of funds
  • Use all available funds to offset account fees
  • Only one set of bank statements to reconcile
  • No need to transfer funds from remote offices via checks or ACH (Automated Clearing House)

Reduce the number of trips to the bank

  • Employees are more productive because they're spending less time away from the office

Improved cash flow

  • Receive same-day credit for deposits made prior to cut-off time


  • No need to worry about the security of transporting deposits to the bank

Confidence in your deposit

  • We’ll send an email confirmation when the deposit has been presented to our Operations Center

Successful balancing before submitting to the bank

  • No need to worry about adjustments or corrections to the deposit

Reduce the carbon footprint of your business

  • Save time, trees, fuel, and money

Virtual Endorsement

Tired of stamping the back of checks you deposit every day using your Direct Merchant scanner? We can virtually endorse checks so you don’t have to. The endorsement will be added to the image of the check when it is scanned, reducing time and money spent on endorsement stamps. Virtual endorsement also reduces the risk of returned checks due to a missing endorsement.

Join the many Corridor businesses that make deposits without leaving the office. To learn more about Hills Bank Direct Merchant, contact a Treasury Management Representative at 1-800-445-5725 (1-800-HILLSBK).