Certificates of Deposit & IRAs
We offer competitive rates and a variety of short and long-term Certificates of Deposit (CDs) to choose from.
Certificate of Deposit Account Registry Service® (CDARS®)
CDARS allows you full FDIC insurance on multi-million-dollar deposits through one single bank. CDARS is a convenient solution for your business, offering:
- One Bank: Enjoy full FDIC insurance on multi-million-dollar deposits with just one bank. No need to manage deposits at numerous institutions.
- One Rate: Negotiate one rate for CDs.
- One Statement: Minimize paperwork by receiving one statement.
For more information about CDARS, contact a Business Deposits Representative at 1-800-445-5725 (1-800-HILLSBK).
Individual Retirement Accounts (IRAs)
Whether you’re starting a new IRA or rolling over your current IRA to Hills Bank, our bankers are ready to assist you. Simply call us at 1-800-445-5725 (1-800-HILLBK) or visit any Hills Bank location – we’ll be glad to answer your questions.
Simplified Employee Pension and SIMPLE IRAs
A Simplified Employee Pension plan (SEP) and a SIMPLE IRA plan are IRA-based plans that give small employers a simplified method to make contributions toward their employees' and their own retirement. To speak with someone in our IRA Department, please contact us.