Certificates of Deposit & IRAs

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We offer competitive rates and a variety of short and long-term Certificates of Deposit (CDs) to choose from.

Certificate of Deposit Account Registry Service® (CDARS®)

CDARS allows you full FDIC insurance on multi-million-dollar deposits through one single bank. CDARS is a convenient solution for your business, offering:

  • One Bank: Enjoy full FDIC insurance on multi-million-dollar deposits with just one bank. No need to manage deposits at numerous institutions.
  • One Rate: Negotiate one rate for CDs.
  • One Statement: Minimize paperwork by receiving one statement.

For more information about CDARS, contact a Business Deposits Representative at 1-800-445-5725 (1-800-HILLSBK). 

Individual Retirement Accounts (IRAs)

Whether you’re starting a new IRA or rolling over your current IRA to Hills Bank, our bankers are ready to assist you.  Simply call us at 1-800-445-5725 (1-800-HILLBK) or visit any Hills Bank location  – we’ll be glad to answer your questions.

Simplified Employee Pension and SIMPLE IRAs

A Simplified Employee Pension plan (SEP) and a SIMPLE IRA plan are IRA-based plans that give small employers a simplified method to make contributions toward their employees' and their own retirement. To speak with someone in our IRA Department, please contact us