Certificates of Deposit & IRAs

Certificates of Deposit (CDs)

We offer competitive rates and a variety of short and long-term Certificates of Deposit (CDs) to choose from.

Apply online. It’s safe, simple, and secure.

Apply Now

What will you need to open a CD?  View our Account Opening Checklist.

We also offer these additional CD products:

  • CollegeSaver CD
    The CollegeSaver CDTM offers the convenience of a savings account and the earning power of a certificate of deposit. Learn more
  • Coverdell Education Savings Account (CESA) 
    Start your child’s college fund.  A CESA allows you to save for higher education with certain tax advantages. Learn more.
  • Certificate of Deposit Account Registry Service (CDARS) CDARS allows you full FDIC insurance on multi-million-dollar deposits through one single bank. Speak with a Personal Banker to learn more.

Individual Retirement Accounts (IRAs)

Whether you’re starting a new IRA or rolling over your current IRA to Hills Bank, our bankers are ready to assist you.  Simply call us at 1-800-445-5725 (1-800-HILLBK)  or visit any Hills Bank location  –  we’ll be glad to answer your questions.