Business Checking
All Hills Bank checking accounts include:
- Hills Bank Online: Free online banking that is accessible by desktop and mobile app via Apple App Store or Google Play.
- Free statement alerts and notices: Paper statement or estatement.
- Free personalization of your debit or credit card: Make your card Picture Perfect by uploading your own image or picking from our gallery.
- Free Classroom Cash®: Earn money for the private school or public school district of your choice in our community.
- Need to reorder checks? Browse from several styles and reorder checks online through Deluxe.
Business Checking
Designed for businesses with low to moderate activity.
Learn MoreBusiness Checking
Designed for businesses with low to moderate activity.
Features:
- No minimum balance to open
- No basic fee with eStatement
- If balance is less than the $250 average daily collected balance
- $5** basic fee with check safekeeping
- $10** basic fee with returned check images
- Monthly transaction fees:
- First 250 transactions are free^
- 250+ transactions $0.25** each (electronic items are free)
- Earnings credit on average daily collected balance may offset monthly fees
- Unlimited free Hills Bank ATM transactions**
- $1 per non-Hills Bank ATM withdrawal^^
** Subject to Iowa state sales tax
^ Transactions include deposit tickets, checks deposited, and checks written; ACH and business debit card point of sale items are free
^^ A fee may be imposed by a non-Hills Bank ATM owner
Business Interest Checking
For businesses with a higher daily collected balance that want to earn interest.
Learn MoreBusiness Interest Checking
For businesses with a higher daily collected balance that want to earn interest.
- No minimum balance to open
- No basic fee with eStatement
- If balance is less than the $2,500 average daily collected balance:
- $5** fee with check safekeeping
- $10** fee with returned check images
- Monthly transaction fees:
- First 250 transactions are free^
- 250+ transactions $0.25** each (electronic items are free)
- Interest will be paid on the portion of your daily collected balance that is $2,500 and greater. Earn tiered interest rates
- Unlimited free Hills Bank ATM transactions
- $1 per non-Hills Bank ATM withdrawal^^
** Subject to Iowa state sales tax
^ Transactions include deposit tickets, checks deposited, and checks written; ACH and business debit card point of sale items are free
^^ A fee may be imposed by a non-Hills Bank ATM owner
Non-Profit Investment Checking
A business checking account with extra perks for non-profits.
Learn MoreNon-Profit Investment Checking
A business checking account with extra perks for non-profits.
Features:
- No minimum balance to open
- Unlimited check writing
- Discounted ACH service available for all non-profit organizations
- No maintenance fee
- Earn tiered interest rates
- Unlimited free Hills Bank ATM transactions
- $1 per non-Hills Bank ATM withdrawal^^
^^ A fee may be imposed by a non-Hills Bank ATM owner
Commercial Checking
Designed for mid to large businesses with heavy account activity.
Learn MoreCommercial Checking
Designed for mid to large businesses with heavy account activity.
Features:
- $10** basic fee (included in account analysis)
- Monthly transaction fees:
- Debit†† $0.15** each
- Credit $0.15** each (electronic items are free)
- Deposited item fees:
- Hills Bank item no fee
- Non-Hills Bank $0.15** per item
- Earnings credit calculated on average collected balance less 10% reserve is used to offset monthly fees
- Monthly account and analysis statement
- $1 per non-Hills Bank ATM withdrawal^^
** Subject to Iowa state sales tax
^^ A fee may be imposed by a non-Hills Bank ATM owner
†† Debit items counted for this purpose include paper funds transfer, check, wire transfer, and chargeback
Insured Cash Sweep
The Insured Cash Sweep (ICS) service gives individuals, non-profits and businesses access to multi-million-dollar FDIC protection on deposits over $250,000 with no monthly fees.
Learn More
Our Business Banking Team is ready to make your business banking hassle-free.
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