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Hills Bank Check Collect

Hills Bank Check Collect is an automated NSF (Non-sufficient Funds) check collection service.

How does Hills Bank Check Collect Work?

  • Customer check is returned NSF
  • Hills Bank® forwards the returned check directly to Check Collect, our third party provider
  • Check Collect enters the check into a database and resubmits it electronically via the ACH (Automated Clearing House) Network
  • If the item bounces for a second time, Check Collect calls the customer’s bank to verify funds before a third and final attempt to collect
  • When funds are collected and released, you receive 100% face value of the check paid the following week
  • During the process, a returned check fee is collected through an electronic debit

Benefits of Hills Bank Check Collect

  • Automated NSF check collection procedures
  • Electronic presentation of checks allows you to present a check one additional time versus paper check submission
  • Speed and convenience
  • Generate revenue for your business through a portion of returned check fees
  • Know how many checks were returned and who wrote them through your own Check Collect website
  • Status and image of NSF items available via website
  • Customized reports
  • Daily and monthly electronic reports delivered via email or postal mail
  • Weekly status reports on all NSF checks via website

Hills Bank Check Collect will save you the hassle of collecting NSF checks! Contact a Commercial Deposits Representative at 319-679-5500 for the Iowa City area, 319-654-8100 for the Cedar Rapids area, or toll free at 1-800-445-5725 to sign up for Hills Bank Check Collect.


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