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Certificates of Deposit & IRAs


Apply Today!

  • Call us at 1-800-HILLSBK
  • Stop by any location!

Also consider:

We offer competitive rates and a variety of short-term and long-term Certificates of Deposit (CDs) for you to choose from. For your convenience, apply online or at any of our Hills Bank locations.

Certificate of Deposit Account Registry Service® (CDARS®)

CDARS allows you full FDIC insurance on multi-million-dollar deposits through one single bank. CDARS is a convenient solution for your business, offering:

  • One Bank: Enjoy full FDIC insurance on multi-million-dollar deposits with just one bank. No need to manage deposits at numerous institutions.
  • One Rate: Negotiate one rate for CDs.
  • One Statement: Minimize paperwork by receiving one statement.

For more information about CDARS, contact a Commercial Deposits Representative at 319-679-5500 for the Iowa City area, 319-654-8100 for the Cedar Rapids area, or toll free at 1-800-445-5725. 



If you're looking for an Individual Retirement Account (IRA), our IRA Department is skilled in helping you open a new IRA or rolling over your current IRA to Hills Bank. To speak with an IRA specialist, please contact us.


Simplified Employee Pension and SIMPLE IRAs

A Simplified Employee Pension plan (SEP) and a SIMPLE IRA plan are IRA-based plans that give small employers a simplified method to make contributions toward their employees' and their own retirement. To speak with someone in our IRA Department, please contact us.


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