UI Student Checking

Designed for University of Iowa students.


  • No minimum to open.
  • No minimum balance.
  • No monthly service fee.
  • Xpress Transfer – easy, no cost way for parents to transfer money to the student’s account anytime.
  • No annual fee debit card.
  • Free personalization of your debit or credit card - make your card picture perfect by choosing your own image or picking from our gallery at HillsBankPicturePerfect.com.
  • Free online and mobile banking that includes apps from the Apple App Store or Google Play.
  • Deposit checks safely and securely on your phone with remote deposit capture.
  • Free statement alerts and notices – paper statement or eStatement.
  • Unlimited free ATM transactions. (The owner of a non-Hills Bank ATM may surcharge, but that's their fee, not ours). Plus access to thousands of ATMs nationwide through the MoneyPass® Network.
  • 20 free checks upon account opening.
  • When no longer a University of Iowa student, the account converts to Free Checking.

Apply online. It’s safe, simple, and secure.

Apply Now

What will you need to open an account? View our Account Opening Checklist.