Designed for University of Iowa students who can benefit from:

Free UI Student Checking Account

  • No minimum to open
  • No minimum balance
  • No monthly service fee
  • No annual fee debit card with Apple Pay and Samsung Pay capabilities
  • Free personalization of your debit or credit card - make your card picture perfect by choosing your own image or picking from our gallery at HillsBankPicturePerfect.com
  • Free statement alerts and notices – paper statement or eStatement
  • 20 free checks upon account opening
  • When no longer a University of Iowa student, the account converts to Free Checking

Hills Bank Online

  • Mobile banking app available in the Apple App Store or Google Play
  • Easily turn your debit card on/off
  • Deposit checks safely and securely on your phone with remote deposit capture
  • Transfer money to Hills Bank and non-Hills Bank customers
  • Make payments easily online through bill payment


Xpress Transfer   

An easy, secure no-cost way for parents to transfer money to the student’s account anytime.

Unlimited free ATM transactions

Hills Bank has 25 ATMs on or near the University of Iowa Campus, over 90 ATMs througout the community, and access to thousands of ATMs nationwide through the MoneyPass® ATM Network. The owner of a non-Hills Bank ATM may surcharge, but that's their fee, not ours. 

Apply online. It’s safe, simple, and secure.

Apply Now

What will you need to open an account? View our Account Opening Checklist.