Personal Deposit Rates | Business Deposit Rates | Loan Rates
There are many ways to earn interest with our deposit rates. Choose from
To open a CD, IRA, checking, savings or money market, apply online or stop by any Hills Bank location.
Certificates of Deposit (CDs) & Individual Retirement Accounts (IRAs)
Rates effective November 20, 2009 and subject to change at any time.
| Term |
APY |
Interest Rate |
|
0.50% |
0.50% |
|
1.00% |
1.00% |
|
1.45% |
1.44% |
|
1.70% |
1.69% |
|
1.85% |
1.84% |
|
2.10% |
2.08% |
|
2.35% |
2.33% |
|
2.55% |
2.53% |
|
3.00% |
2.97% |
- APY - Annual Percentage Yield.
- Penalty may be imposed for early withdrawal.
- Fees may reduce earnings.
- *The rate may change after the account is opened. One time bump-up rate change allowed during the initial term of the Certificate of Deposit (CD). New rate determined by the then current 36 month CD rate and is effective for the remainder of the original term. If bump-up is exercised, maturity date remains the same as originally determined. Offer good for a limited time.
- CDs and IRAs - $500 minimum to open and obtain APY unless otherwise stated.
- CESAs - $100 minimum to open and obtain APY. Subsequent deposits may be made at a minimum of $25 until the beneficiary reaches age 18.
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| Term |
APY |
Interest Rate |
|
1.85% |
1.84% |
|
2.55% |
2.53% |
- APY - Annual Percentage Yield.
- Penalty may be imposed for early withdrawal.
- $100 minimum to open and obtain APY. Subsequent deposit minimum $25.
- The first named account holder must be under the age of 21.
- Additions will not be allowed beginning with the renewal period after the first named depositor reaches the age of 21.
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| Account Type |
APY |
Interest Rate |
|
0.50% |
0.50% |
|
1.70% |
1.69% |
|
1.85% |
1.84% |
|
2.35% |
2.33% |
|
2.55% |
2.53% |
|
3.00% |
2.97% |
- APY - Annual Percentage Yield.
- Penalty may be imposed for early withdrawal, except Open Time Accounts.
- Fees may reduce earnings.
- *The rate may change after the account is opened. One time bump-up rate change allowed during the initial term of the IRA or CESA. New rate determined by the then current 36 month IRA or CESA rate and is effective for the remainder of the original term. If bump-up is exercised, maturity date remains the same as originally determined. Offer good for a limited time.
- Open time accounts no minimum to open or obtain APY.
- IRAs - $500 minimum to open and obtain APY.
- CESAs - $100 minimum to open and obtain APY. Subsequent deposits may be made at a minimum of $25 until the beneficiary reaches age 18.
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Checking Accounts
Rates effective November 20, 2009 and subject to change at any time.
| |
APY |
Interest Rate |
|
0.28% |
0.28% |
|
0.40% |
0.40% |
|
0.50% |
0.50% |
- Annual Percentage Yield (APY) is based on monthly compounding
- Variable rate may change after the account is open
- Fees could reduce earnings
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| |
APY |
Interest Rate |
|
0.28% |
0.28% |
|
0.40% |
0.40% |
|
0.50% |
0.50% |
- Annual Percentage Yield (APY) is based on monthly compounding
- Fees could reduce earnings
- Rate may change after account is open
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Savings Accounts
Rates effective November 20, 2009 and subject to change at any time.
| |
APY |
Interest Rate |
|
0.50% |
0.50% |
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| |
APY |
Interest Rate |
|
0.00% |
0.00% |
|
0.50% |
0.50% |
|
0.55% |
0.55% |
|
0.65% |
0.65% |
|
0.70% |
0.70% |
|
0.85% |
0.85% |
|
1.10% |
1.10% |
- Annual Percentage Yield (APY) is based on quarterly compounding
- Fees could reduce earnings
- $10,000 minimum deposit to open
- Rate may change after account is open
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Money Market Accounts
Rates effective November 20, 2009 and subject to change at any time.
| |
APY |
Interest Rate |
|
0.00% |
0.00% |
|
0.20% |
0.20% |
|
0.40% |
0.40% |
|
0.50% |
0.50% |
|
0.59% |
0.59% |
- Annual Percentage Yield (APY) is based on monthly compounding
- Fees could reduce earnings
- Rate may change after account is open
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| |
APY |
Interest Rate |
|
0.00% |
0.00% |
|
0.65% |
0.65% |
|
0.70% |
0.70% |
|
0.85% |
0.85% |
|
1.10% |
1.09% |
- Annual Percentage Yield (APY) is based on monthly compounding
- Fees could reduce earnings
- $15,000 minimum to open Gold Premier Money Market
- Rate may change after account is open
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