Personal Deposit Rates | Business Deposit Rates | Loan Rates
Hills Bank has many ways to earn interest for your business. Choose from
To open a cash management account, business CD, business checking account, business money market, or business savings account, apply online or stop by any Hills Bank location to talk to a commercial banker.
Certificates of Deposit (CDs)
Rates effective November 20, 2009 and subject to change at any time.
| Term |
APY |
Interest Rate |
|
0.50% |
0.50% |
|
1.00% |
1.00% |
|
1.45% |
1.44% |
|
1.70% |
1.69% |
|
1.85% |
1.84% |
|
2.10% |
2.08% |
|
2.35% |
2.33% |
|
2.55% |
2.53% |
|
3.00% |
2.97% |
- APY - Annual Percentage Yield
- Penalty may be imposed for early withdrawal
- Fees may reduce earnings
- $500 minimum opening deposit unless otherwise stated.
- *The rate may change after the account is opened. One time bump-up rate change allowed during the initial term of the Certificate of Deposit (CD). New rate determined by the then current 36 month CD rate and is effective for the remainder of the original term. If bump-up is exercised, maturity date remains the same as originally determined. Offer good for a limited time.
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Checking Accounts
Rates effective November 20, 2009 and subject to change at any time.
| |
APY |
Interest Rate |
|
0.00% to 0.30% |
0.33% |
|
0.30% to 0.45% |
0.45% |
- The annual percentage yield (APY) for each tier will be within the range indicated, depending on the balance in the account
- Interest will be paid on the portion of your daily collected balance that is greater than $1,000
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| |
APY |
Interest Rate |
|
0.00% to 0.28% |
0.33% |
|
0.28% to 0.47% |
0.55% |
|
0.47% to 0.56% |
0.65% |
|
0.56% to 0.75% |
0.80% |
|
0.75% to 1.10% |
1.10% |
- Interest will be paid on the portion of your daily collected balance that is greater than $2,500
- The annual percentage yield (APY) for each tier will be within the range indicated, depending on the balance in the account
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| |
APY |
Interest Rate |
|
0.20% |
0.20% |
|
0.20% |
0.20% |
|
0.30% |
0.30% |
- APY - Annual percentage yield
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Money Market
Rates effective November 20, 2009 and subject to change at any time.
| |
APY |
Interest Rate |
|
0.20% |
0.20% |
|
0.40% |
0.40% |
|
0.50% |
0.50% |
|
0.59% |
0.59% |
- Rate may change after account is open
- Fees could reduce earnings
- Annual Percentage Yield (APY) is based on monthly compounding
- If balance is less than $1,000, no interest is earned for that day
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|
APY |
Interest Rate |
|
0.00% |
0.00% |
|
0.65% |
0.65% |
|
0.70% |
0.70% |
|
0.85% |
0.85% |
|
1.10% |
1.09% |
- $15,000 minimum to open
- Pays interest at variable rates on tiered balances
- Fees may reduce earnings
- Transfers to another account or third parties by preauthorized automatic, Hills Bank Online, or telephone transfer are limited to 6 per statement cycle with no more than 3 by check, draft, debit card, or similar order to third parties
- Annual Percentage Yield (APY) is based on monthly compounding
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Savings Accounts
Rates effective November 20, 2009 and subject to change at any time.
| |
APY |
Interest Rate |
|
0.50% |
0.50% |
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| |
APY |
Interest Rate |
|
0.00% |
0.00% |
|
0.50% |
0.50% |
|
0.55% |
0.55% |
|
0.65% |
0.65% |
|
0.70% |
0.70% |
|
0.85% |
0.85% |
|
1.10% |
1.10% |
- $10,000 minimum to open
- Rate may change after account is open
- Fees could reduce earnings
- Annual Percentage Yield (APY) is based on quarterly compounding
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Cash Management Account
Rates effective November 20, 2009 and subject to change at any time.
- Not FDIC insured
- Carries no bank guarantee
- May lose value
| |
APY |
Interest Rate |
|
0.25% |
0.25% |
|
0.35% |
0.35% |
|
0.60% |
0.60% |
|
0.70% |
0.70% |
|
0.85% |
0.85% |
|
1.10% |
1.09% |
- APY - Annual Percentage Yield
- Excess funds over an established threshold are swept daily into an overnight repurchase agreement
- Funds in the overnight repurchase agreement are not FDIC insured
- Line of Credit may be available
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Equal Housing Lender