Personal Savings & Money Market Accounts

Hills Bank and Trust Company helps make saving money simple with these accounts. Find out more about the accounts we offer, then feel free to apply online. Or, if you prefer, stop by any of our convenient Hills Bank locations to open your account.

Account Type		Minimum to Open	Monthly Service Charge
Money Market		None	$0 if minimum daily balance is over $1,000
Gold Premier Money Market		$15,000	None
Gold Savings		$10,000	None
Regular Savings		None	$0 if balance is maintained
GO! Savings		None	None
Penny Savers Savings		None	None
Coverdell Education Savings Account (CESA)		$100	None

  

Gold Savings

Designed for customers with balances of $10,000 or more.

• $10,000 minimum to open
• No quarterly basic fee
• If the balance is less than $10,000 any day during the statement period no interest is earned for that day
• Quarterly statements
• Free Hills Bank Online^SM
• Earn tiered interest rates-refer to rates:
  • $10,000-$24,999
  
  
  • $25,000-$49,999
  • $50,000-$99,999
  • $100,000-$249,999
  • $250,000-$499,999
  • $500,000 & Over
• Transfers to another account or third parties are limited**

**Limit of six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank Online^SM, telephone, check, draft, debit card, or similar order to third parties.

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Consider Hills for a hassle-free switch.

If you’ve ever switched your checking account to a new bank, you know the process can be frustrating. Your electric bill that you pay automatically somehow doesn’t get changed or you forget to contact your employer regarding direct deposit. Both of which can result in a time consuming inconvenience.
But what if you didn’t have to deal with that inconvenience? What if all you had to do was sign a few forms and let us handle everything else? Sounds pretty good doesn’t it? That’s the idea behind the Hills Bank Easy Switch kit. Interested? Read on.

Switching to Hills Bank is as easy as 1 – 2 – 3.

1. Open a Hills Bank Checking Account
We make opening a new account easy. You can apply for a new account online whenever it fits your schedule or visit any of our 12 convenient locations to talk to a Customer Service Representative. Have more questions? Feel free to call 1-800-HILLSBK or email us for more information.

2. Making the Switch
We will walk you through the switch of all your direct deposits and automatic payments so you don’t have to worry about all the details. The only thing we need from you is the list of names, addresses, phone numbers, account numbers, and amounts. A copy of your most recent bank statement would be helpful and can move the process along a little faster.

When we have completed all the forms, we will mail them to you for your signature, along with a postage paid envelope to return your signed forms.

If you prefer to take care of the paperwork on your own, a helpful checklist and the forms you’ll need are listed below. You need to have Adobe® Acrobat Reader installed on your computer before using these forms. To download this free software, click here.

Easy Switch Forms:

Easy Switch Checklist

Application for Direct Deposit

Application for Federal Government Direct Deposit

Automatic Payment Authorization

Automatic Payment Cancellation

Account Closing Request

3. Closing Your Account at Your Former Bank
We will monitor your new account weekly to make sure that all of your automatic payments and direct deposits have switched to your new Hills Bank checking account. As soon as everything has been switched, we will notify you that your old account will soon be closed.

That’s it. Welcome to The Hills Bank Way of doing business!

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131 Main Street, Hills IA 52235 • 1-800-HILLSBK
Member FDIC • Equal Housing Lender