Personal CDs & IRAs

We offer competitive rates and a variety of short and long-term Certificates of Deposit (CDs) for you to choose from. For your convenience, you can either apply for your new CD online or at any of our locations.

If you're looking for an Individual Retirement Account (IRA), our IRA Department is skilled in helping you open a new IRA or rolling over your current IRA to Hills Bank. To speak to an IRA specialist, feel free to contact us and we’ll be glad to answer your questions.

Certificate of Deposit Account Registry Service^® (CDARS^®)

CDARS allows you full FDIC insurance on deposits up to $50 million through one single bank. CDARS is a convenient solution for many depositors, including:

• Non-profits
• Public Funds
• Businesses
• Advisors (Trustees, CPAs, Financial Planners and Lawyers)
• Individuals
• Socially Motivated investors

Visit any Hills Bank location to learn more information or to enroll in CDARS.

Certificate of Deposit Account Registry Service^® (CDARS^®) for Businesses

CDARS is the Certificate of Deposit Account Registry Service and allows you full FDIC insurance on deposits up to $50 million though one single bank. CDARS is a convenient solution for businesses which includes:

• One Bank: Enjoy full FDIC Insurance up to $50 million with just one bank.
• One Rate: Negotiate one rate for each CD.
• One Statement: Minimize paperwork by receiving one statement and reduce administrative burdens, especially at tax time.

For more information about CDARS, contact a Customer Service Representative at any Hills Bank location.

  

131 Main Street, Hills IA 52235 • 1-800-HILLSBK
Member FDIC • Equal Housing Lender