Trust Products & Services
We want to help you achieve and maintain wealth to provide financial security for yourself, your family, or your favorite charity. The mission of the Hills Bank Trust Department is to make your life easier by helping you make informed financial decisions. We also offer you the convenience of speaking face-to-face with a knowledgeable Trust Officer.
Above all, as a Trust Department, we go a step further by carrying out your financial affairs on your behalf — during your lifetime and beyond.
Our success is a reflection of our quality service.We have grown by establishing trust and maintaining credibility with our clients. Our Trust Officers focus on your individual needs and objectives with community bank responsiveness. Hills Bank Trust Officers are not commission-based and take a team-oriented approach to providing you with the highest level of service.
Growth and preservation of your assets entrusted to us is our highest priority. Our success in managing wealth has allowed us to grow and add resources to better meet existing and future client needs. Trust Operations are housed in Hills, Iowa and our client service staff is located at our Grand Rail location and at our Cedar Rapids Southwest location.
| Charitable Lead and Remainder Trusts | ![]() |
| Donor Advised Charitable Fund | ![]() |
| Investment Management | ![]() |
| Individual Retirement Accounts (IRAs) and Rollovers | ![]() |
| Retirement Plans | ![]() |
| Trust and Estate Administration | ![]() |
Trust and Estate Administration
In the next 15 years it is estimated that more than $10 trillion will pass from one generation to the next. A lifetime of hard work and savings often results in the creation of significant personal wealth. How to use, invest, and transfer this wealth may cause some concern later in life.
Do you worry about whether you are making the right financial or investment decisions? Have you or your family considered how to efficiently accomplish the transfer of your wealth? The Hills Bank Trust Department is ready to help answer these or any other questions you have regarding your financial future.
Since 1904, Hills Bank and Trust Company has earned its reputation by offering clients sound financial stewardship and first-quality personal service. Our Trust Officers have more than 100 years of combined experience. Several of our Trust Officers are also lawyers, although not currently engaged in private practice. This enhances our ability to work with your lawyer in planning your estate.
We have expertise in administering personal trusts and estates. You may want to consider naming Hills Bank as your estate’s executor, relieving family members of additional responsibilities during a difficult time.
Contact us online or call a Trust Officer today to set up a no-charge personal consultation.
- Grand Rail location at 319-338-1522
- Cedar Rapids Southwest location at 319-654-8020
- Toll-free nationwide at 1-800-899-8858
Please note that neither Hills Bank nor the Trust Department provides tax or legal advice. You should always consult an attorney along with a tax professional to determine how to prepare the best estate plan for your situation.
| Investment products are not a deposit, not FDIC insured, not insured by any federal government agency, carry no bank guarantee, and may go down in value. |






