Trust Products & Services

We want to help you achieve and maintain wealth to provide financial security for yourself, your family, or your favorite charity. The mission of the Hills Bank Trust Department is to make your life easier by helping you make informed financial decisions. We also offer you the convenience of speaking face-to-face with a knowledgeable Trust Officer.

Above all, as a Trust Department, we go a step further by carrying out your financial affairs on your behalf — during your lifetime and beyond.

Our success is a reflection of our quality service.

We have grown by establishing trust and maintaining credibility with our clients. Our Trust Officers focus on your individual needs and objectives with community bank responsiveness. Hills Bank Trust Officers are not commission-based and take a team-oriented approach to providing you with the highest level of service.

Growth and preservation of your assets entrusted to us is our highest priority. Our success in managing wealth has allowed us to grow and add resources to better meet existing and future client needs. Trust Operations are housed in Hills, Iowa and our client service staff is located at our Grand Rail location and at our Cedar Rapids Southwest location.

Charitable Lead and Remainder Trusts
Donor Advised Charitable Fund
Investment Management
Individual Retirement Accounts (IRAs) and Rollovers
Retirement Plans
Trust and Estate Administration

Retirement Plans

The Hills Bank Trust Department offers many types of Employer Sponsored Retirement Plans to meet the specific needs and goals of any business.

We offer the following types of retirement plans:

• 401(k) (including Safe Harbor)
• Profit Sharing
• Pension
• Simplified Employee Pension (SEP)
• SIMPLE IRA

Many businesses save time and money and increase employee satisfaction and loyalty using the Hills Bank Trust Department. Our Employee Benefit Group is able to offer all of the services associated with a retirement plan. This includes record keeping, trustee services, compliance testing, employee education, and investment management. In addition, our experienced staff can provide plan design and consultation assistance.

Contact us online or call a Hills Bank Trust Officer today to arrange a meeting with the Hills Bank Trust Department’s Employee Benefit Group.

• Grand Rail location at 319-338-1522
• Cedar Rapids Southwest location at 319-654-8020
• Toll-free nationwide at 1-800-899-8858

Helpful Resources

• Iowa Trust Association
• Iowa Bankers Association

Please note that neither Hills Bank nor the Trust Department provides tax or legal advice. You should always consult an attorney along with a tax professional to determine how to prepare the best estate plan for your situation.

Investment products are not a deposit, not FDIC insured, not insured by any federal government agency, carry no bank guarantee, and may go down in value.

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131 Main Street, Hills IA 52235 • 1-800-HILLSBK
Member FDIC • Equal Housing Lender