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Trust Products & Services
We want to help you achieve and maintain wealth to provide financial security for yourself, your family, or your favorite charity. The mission of the Hills Bank Trust Department is to make your life easier by helping you make informed financial decisions. We also offer you the convenience of speaking face-to-face with a knowledgeable Trust Officer.
Above all, as a Trust Department, we go a step further by carrying out your financial affairs on your behalf — during your lifetime and beyond.
Our success is a reflection of our quality service.We have grown by establishing trust and maintaining credibility with our clients. Our Trust Officers focus on your individual needs and objectives with community bank responsiveness. Hills Bank Trust Officers are not commission-based and take a team-oriented approach to providing you with the highest level of service.
Growth and preservation of your assets entrusted to us is our highest priority. Our success in managing wealth has allowed us to grow and add resources to better meet existing and future client needs. Trust Operations are housed in Hills, Iowa and our client service staff is located at our Grand Rail location and at our Cedar Rapids Southwest location.
| Charitable Lead and Remainder Trusts |  |
| Donor Advised Charitable Fund | |
| Investment Management | |
| Individual Retirement Accounts (IRAs) and Rollovers | |
| Retirement Plans | |
| Trust and Estate Administration | |
Individual Retirement Accounts (IRAs) and Rollovers
We can make your investing easier with a Hills Bank traditional IRA, Roth IRA, or by completing a rollover from a retirement plan.
A traditional IRA may allow you to defer payment of taxes on contributions or rollovers from 401(k), 403(b), pension or profit sharing plans, as well as tax-sheltered annuities (TSAs) until the time of withdrawal.
Roth IRAs differ from traditional IRAs in that contributions are non-deductible — but qualified withdrawals are tax-free!
Whether you wish to roll over your qualified plan balance from a former employer or transfer your account from another institution, our friendly staff can assist you quickly.
Contact us online or call a Hills Bank Trust Officer today to arrange a meeting to begin the seamless rollover or transfer process.
- Grand Rail location at 319-338-1522
- Cedar Rapids Southwest location at 319-654-8020
- Toll-free nationwide at 1-800-899-8858
Please note that neither Hills Bank nor the Trust Department provides tax or legal advice. You should always consult an attorney along with a tax professional to determine how to prepare the best estate plan for your situation.
| Investment products are not a deposit, not FDIC insured, not insured by any federal government agency, carry no bank guarantee, and may go down in value. |
Member FDIC •
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