Business Savings, Money Market Accounts & CDs

Account Type		Minimum to Open	Monthly Service Charge
Business Money Market		None	$0 if $1000 minimum daily balance is maintained
Business Gold Premier Money Market		$15,000	No monthly fees
Business Gold Savings		$10,000	No monthly fees
Business Savings		None	$0 if balance is maintained
Certificates of Deposit & IRAs		$500	N/A
Simplified Employee Pension (SEP) and SIMPLE IRAs		N/A	N/A

Certificates of Deposit & IRAs

We offer competitive rates and a variety of short-term and long-term Certificates of Deposit (CDs) for you to choose from. For your convenience, you can either apply for your new CD online or at any of our Hills Bank locations.

If you're looking for an Individual Retirement Account (IRA), our IRA Department is skilled in helping you open a new IRA or rolling over your current IRA to Hills Bank. To speak to an IRA specialist, feel free to contact us.

Certificate of Deposit Account Registry Service^® (CDARS^®)

CDARS allows you full FDIC insurance on deposits up to $50 million through one single bank. CDARS is a convenient solution for your business, offering:

• One Bank: Enjoy full FDIC insurance up to $50 million with just one bank. No need to manage deposits at numerous institutions.
• One Rate: Negotiate one rate for CDs.
• One Statement: Minimize paperwork by receiving one statement.

For more information about CDARS, contact a Commercial Deposit Representative at any Hills Bank location.

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131 Main Street, Hills IA 52235 • 1-800-HILLSBK
Member FDIC • Equal Housing Lender