Hills Bank Direct Merchant allows you to make a business deposit at your business location using an image scanner.Send and receive payments electronically with ACH for your business. Create payroll direct deposit, direct debits for billing, or to consolidate your funds from multiple financial institutions.Hills Bank Direct Merchant allows you to make a business deposit at your business location using an image scanner. Save time, trees, fuel and money!

Business Savings, Money Market Accounts & CDs

Account Type   Minimum to Open Monthly Service Charge
Business Money Market More Info None $0 if $1000 minimum daily balance is maintained
Business Gold Premier Money Market More Info $15,000 No monthly fees
Business Gold Savings More Info $10,000 No monthly fees
Business Savings More Info None $0 if balance is maintained
Certificates of Deposit & IRAs More Info $500 N/A
Simplified Employee Pension (SEP) and SIMPLE IRAs More Info N/A N/A

Business Gold Premier Money Market

Designed for business customers with balances of $15,000 or more.

  • $15,000 minimum to open
  • No monthly basic fee
  • If the balance is less than $15,000 no interest is earned for that day
  • Monthly statements
  • No checks issued
  • Earn tiered interest rates-refer to rates:
    • $0-$14,999
    • $15,000 - $99,999
    • $100,000 - $249,999
    • $250,000 - $499,999
    • $500,000 & Over
  • Transfers to another account or third parties are limited**
**Limit of six transfers or withdrawals per month by pre-authorized, automatic, Hills Bank OnlineSM, telephone, check, draft, debit card, or similar order to third parties.



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131 Main Street, Hills IA 52235 • 1-800-HILLSBK
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