Apply today for your Hills Bank Visa Business Credit Card!Business customers can use CD-ROM Images for easy storage of statements and check images. Talk to a Commercial Deposits Representative to get your CD-ROM Images today!Invest in Education with our Classroom Cash program. Hills Bank will make a donation to the Iowa public or private school of your choice. Apply online today!

Cash Management

Contact a Commercial Deposits Representative at any Hills Bank location for more information about any of these services.

Cash Management Services
Account Reconciliation More Info
ACH Origination (Direct Deposit) More Info
Cash Management Account (Sweep Account) More Info
CD-ROM Images More Info
eStatement More Info
Hills Bank Check Collect More Info
Hills Bank Direct Merchant (Remote Capture) More Info
Hills Bank OnlineSM Business Connections More Info
Holiday Schedule More Info
Lockbox Services More Info
Positive Pay More Info
PowerPayTM for Business Customers More Info
Wire Transfer More Info

Hills Bank Check Collect

Hills Bank Check Collect is an automated NSF (Non-sufficient Funds) check collection service.

How does Hills Bank Check Collect Work?

  • Customer check is returned NSF
  • Hills Bank® forwards the returned check directly to Check Collect, our third party provider
  • Check Collect enters the check into a database and resubmits it electronically via the ACH (Automated Clearing House) Network
  • If the item bounces for a second time, Check Collect calls the customer’s bank to verify funds before a third and final attempt to collect
  • When funds are collected and released, you receive 100% face value of the check paid the following week
  • During the process, a returned check fee is collected through an electronic debit

Benefits of Hills Bank Check Collect

  • Automated NSF check collection procedures
  • Electronic presentation of checks allows you to present a check one additional time versus paper check submission
  • Speed and convenience
  • Generate revenue for your business through a portion of returned check fees
  • Know how many checks were returned and who wrote them through your own check collect website
  • Status and image of NSF items available via website
  • Customized reports
  • Daily and monthly electronic reports delivered via email or postal mail
  • Weekly status reports on all NSF checks via website
Hills Bank Check Collect will save you the hassle of collecting NSF checks! Visit a Commercial Deposits Representative at any Hills Bank location to sign up for Hills Bank Check Collect.

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